Lots of money saving advice does require an individual or family to change their lifestyle to be successful. We've talked before that it takes commitment to succeed financially--period. The cost of raising children has certainly increased significantly, approximately 40% today. Even the most
frugal Canadian families
can struggle financially, with the best methods in place. It can be a constant struggle for sure. Remember, there are simple, easy …
This is a big question for Canadian families. If you've been renting and are ready to finally become some form of a homeowner--be it a mobile home, or a traditional one--can your credit hold you back from achieving this dream? For so many it feels unobtainable. We all suffer from financial mistakes, and some of these can really hit our credit hard. It would be nice if credit …
So, you hate your job and want to quit? Are you really ready to do something like this? Don't forget the everyday costs you have! While it is your personal choice to decide when to quit a position, it is also important to realize that decision has to be owned. If this is going to put you in a bad financial situation then you should wait. It's smart …
Life is demanding and stressful. For many Canadian families there is constant worry or some form of anxiety lurking. Sometimes it comes from simply feeling like you’re trying to do it all. And sometimes life is just difficult period. Natural leaders have discovered ways to manage stress and maintain their composure in order to stay ahead of the game. Canadian professionals who can learn how to overcome personal …
Low credit score--you had no idea! How did it happen without you even being aware? Look, if you don't pay attention to your financial habits and work to keep your credit rating healthy, it will drop, and you won't be alerted about that either. It's murky waters out there, but you can keep from drowning. Too many Canadians are hit hard with a poor credit score they had …
Time management is critical to Canadian career professionals. For a moment--think about those who work in a professional position all across the globe. Time management is effective for every single one of them. Have you ever heard that phrase:
time poverty
? The mismanagement of your time really can lead you down a road of poverty--a circumstance we'd all like to avoid if possible. The good …
You don't need a job 9 to 5? Now, that is a new one, isn't it? It would be really exciting if it were true--but what if it could be? While we all do need a stable income to pay those routine bills and cover surprise expenses (plus more) there are more credible ways of doing this than just getting a job. Canadians who work overtime are …
Finances can be confusing to many young
Canadians across British Columbia
--and stressful, I know this personally. It is never easy admitting mistakes we might have made in the past, especially when it comes to your money and spending--but it is the only way you can really transform for the better. Now, it is common to make money mistakes in your 20's and 30's, and even sometimes into …
How can you increase your overall life satisfaction? Simply put, it isn't through earning more money, though so many believe this to be the solution. You've heard all of the stories. Money does not buy happiness, and this really is true, more than most people realize. However, faceless money can really make you feel satisfied, but not too many know what this is--so what does it imply? If …
Father's Day is right around the corner so it only made sense to talk about the impact father's have had in their children's lives, specifically in how they have learned to manage money. Now, fact, we learn a great deal from our parents and those closet to us, some good, some practical and some not so much. When it comes to finances, dad is often the key character …