Why take out a personal loan when you're not sure if it will benefit you? The answer is simple--there are programs that just might and it doesn't hurt to try ones that have no impact on your credit score. There are bad personal loans for those with damaged credit. If you use these wisely (and choose the right ones) you can repair your credit and begin paying off …

Who doesn't suffer from financial stress today? It's a common occurrence for many Canadians, and so many feel lost or trapped in their own personal circumstances. Approximately 7 out of every 10 Canadians are extremely stressed when it comes to money. When your stressed over your finances it can have a significant impact on your health-this is a fact. Now, as the cost of living increases, the amount …

Are you being your own best adviser? If you are then you have to be one of many proactive Canadians asking yourself just what your doing on a daily basis to help your income become larger ? Also, you might be dedicated on researching ways to gain higher interest on your savings at your bank. Developing some new money habits is important when you are attempting to transform …

Yes, you can improve your finances in as little as a day when you apply the right strategies, but it all starts with YOU! If you take a little bit of time everyday to go over your finances and plan you'll begin to make progress. It might involve removing debt a little bit at a time or it might involve making progress toward a future goal. In just …

Good credit really does matter, whether Canadians (or anyone) like it or not. It's imperative to try and keep your credit report clean and maintain a decent score. It impacts everything in life. While it is quite understandable to be knocked around every once in awhile, the goal should be to get back on track as soon as possible. You want to do your very best to save …

Who isn't looking for everyday ways to save? Canadians certainly are, but honestly, it doesn't matter where you live in the world. If you go online you will find everyday ways to save quite easily. This goes beyond traditional coupon clipping too. When you have a budget goal but you still would like the opportunity to splurge you can. It only takes a little bit of wit, discovering …

A modest budget doesn't mean you can't live a full and happy life, engaging in all of the activities you enjoy. The problem is that people have become to dependent on money for life satisfaction. It's been said many times over that money doesn't equate happiness. If you are making a modest income but you can easily pay your bills and still have a tidy amount of funds …

There are many people who take out a payday loan in good faith, with the full intention of paying it back as they should. However, there are just as many who have something happen that prevents them from meeting that obligation. Then there are a few who feel they've been treated rather unfairly due to high fees and other expenditures in regards to the loan. Now, the worst …