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Ready To STOP Living Paycheck To Paycheck?

wp-content/uploads/2016/01/Stop-Living-Paycheck-to-Paycheck.jpg Don't fall into the statistics that currently show 61% of the workforce in and around British Columbia living paycheck to paycheck. If you're curious as to how you would know if you fit into this criteria, let us explain a bit better. Clearly, if you're finding that you're running out of income before your next paycheck rolls in, you're in the above mentioned margin. This can become suffocating, …

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5 Clever Ways You Can Save BIG On Valentines Day

wp-content/uploads/2016/02/Valentines.jpg Valentines Day: it's one of the most commercialized holidays out of the year, next to Christmas. There is no doubt that this particular day can take a toll on an individuals wallet, but why? Through the years, Cupid has appeared to present the idea that the only way for lovers to express love and care for one another is through spending that hard earned money , but how …

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Canadian Students Can Save Money And Have Fun Too

wp-content/uploads/2016/02/College-image.jpg If you're a young adult who is going off to college the end of August, it is certainly time to prep on the values of money . While college life can be hard, and yes, financially strict, it doesn't have to be depressing, or extremely stringent at all. It's important for parents to explain budgeting and smart spending to their child, no matter how old they might be. …

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5 Simple Steps To Plan And Prepare For Your New Year Goals

wp-content/uploads/2016/01/Budget-Planning-Advice.jpg Procrastination is never a good thing, yet so many Canadians do exactly this. You don't have to put off what you can do today! You've heard it before, right? Getting goals in order and debt in balance can help ease a financial adjustment for the coming year. While New Years goals and resolutions might make you cringe inside, planning ahead can ensure a happier, healthier and financially sound …

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10 Tips To Help You Avoid Mindless Spending

wp-content/uploads/2015/12/Personal-Finance-Planning-Creating-and-Protecting-an-Emergency-Fund.jpg You don't need your budget to be leaky like a faucet, because sooner, rather than later, you'll run dry! The only way to minimize risk like this is to develop a better relationship with your money so that you can save rather than mindlessly spend it. Patching up your finances, where they need it the most can help salvage your financial future and build up a substantial savings …

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Canadian Finances For New Years: What Will Make This Year Successful

wp-content/uploads/2015/12/Money-savings.jpeg Happy Holidays and Happy New Year! Though we haven't entered 2016, it is now time to get ready to prepare for some New Year's resolutions Canadians will stick with! This blog might just be the one to hit home and make a difference in an individual's mapped out goals for the year--you never know! If you're interested in trimming up your budget and making it extremely fit for …

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Canadians Budgeting For Rising Grocery Costs In 2015

Could Canadian debt reach upwards of $1,084 trillion by the end of 2015? According to the most recent study carried out by The Canadian Lifestyles 2015 it very well could. While Canadians are certainly interested in paying down their debt they aren't interested in cutting back on food, nor are they seemingly too concerned with their spending habits at the holidays. Could this be a bad …

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Are You A First Time Homebuyer: 6 Smart Home Purchase Tips

Here is an interesting fact for you: Research shows that 2 out of every three Canadians are homeowners--now that is amazing isn't it? How'd they do it and how'd Canada become the leader for having more families who are actual homeowners? Do Canadians have different priorities? Not really, they just invest in different ways! wp-content/uploads/2015/11/First-Time-homebuyers.jpg Making that amazing leap from a renter to a home buyer can be a …

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5 Holiday Planning Strategies To Minimize And Lower Debt

wp-content/uploads/2015/11/shopping-tablet-holiday-ss-1920-800x533.jpg Wouldn't you agree there could be nothing worse than receiving your credit card bill in January only to discover you can't possibly meet the minimum payment? This happens to thousands of Canadians every holiday season, but this year you can make a difference. You can learn how to manage your holiday budget and minimize the risks of incurring more credit card debt. For many, indulging in spending has …

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How Much Debt Is Simply Too Much?

wp-content/uploads/2015/10/man-drowning.jpg Are you simply drowning in #debt ? If it's taking more than half of your income to manage your debt you might not be in control of your finances the way you really believe you are. If Canadians are going to learn how to manage debt responsibly they have to educate themselves on how to build and manage a responsible budget. When you carry too much debt on …

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