Finances can be confusing to many young
Canadians across British Columbia
--and stressful, I know this personally. It is never easy admitting mistakes we might have made in the past, especially when it comes to your money and spending--but it is the only way you can really transform for the better. Now, it is common to make money mistakes in your 20's and 30's, and even sometimes into …
Yes, credit cards can be useful
financial tools
if they are used responsibly--unfortunately, credit cards are highly mishandled, everyday and all across the globe. Too many see these as a means to an end, or a reason to splurge on those things they wouldn't ordinarily have considered purchasing. Furthermore, financial experts find that too many turn to credit cards to support their monthly living expenses, something that is …
Living in your twenties is not what it used to be, and in no way is it easier. In fact, thinking practically, living on your own in your twenties has become quite challenging. Many young Canadians have actually returned back home, finding the financial strain too much to handle. Balancing finances, work and school is hectic--but having to struggle just to keep the lights on is not something …
That credit score is everything, isn't it? For so many Canadians, it is like a ball and chain, forever holding them back from lower interest rates and better financing opportunities in general. Your
credit score
can keep you from landing a great job. Now, while this doesn't seem fair, it's just how things work in some parts of the world. Within Canada, and
all across British Columbia
--a …
Are you simply drowning in
#debt
? If it's taking more than half of your income to manage your debt you might not be in control of your finances the way you really believe you are. If Canadians are going to learn how to manage debt responsibly they have to educate themselves on how to build and manage a responsible budget. When you carry too much debt on …
We understand that
#financialplanning
might not be the priority for many Canadians during the holiday season. In fact, the majority of shoppers spend the highest amounts of money during this time of the year, often overlooking their budget and over spending well beyond their means. This leads to horrible depression following the holiday, but it appears to continue to happen despite one's best efforts. It's important to remember …
Keeping your credit report tidy and organized is critical to your financial portfolio. You don't want to sweep financial errors under the rug as you would a dust bunny. Instead, do your very best to pay off debt before it escalates and tarnishes your financial future.
Have you been searching for reliable ways to improve your credit score? Today, your credit score is everything. This impacts your ability …
Are you aware of the facts and myths associated with settling your mounting
credit card debt
? This does apply to those who struggle with climbing interest rates and late penalty payments on credit cards too. Year after year consumer debt has risen 4.9%, according to financial analysts and this gives pause for concern when it comes down to Canada's financial stability. One of the most prevailing factors …
For so many families across
British Columbia
, no matter how much income is earned annually, this simply appears to never be enough. This is a common complaint across the region, and possibly even the world. However, you want to try to avoid incurring debt as much as humanly possible. Incurred debt can feel like a ball and chain weighing you down, crippling you if you let it. …
It's safe to assume that no one likes to hear the word:
budget
, but without one where would you be tomorrow, or next month, or even next year for that matter? Let's face it, unless you're wealthy--tips for meeting a
monthly budget
are highly necessary to keep you financially healthy and on track, don't you think? Also, it's important to keep in mind that not everyone was …