Renting out rooms and properties is an increasingly common method of adding an extra stream of revenue. However, with this method comes the need for rental property insurance, also known as landlords insurance. In a perfect world, tenants would always pay rent on time, take good care of the property they're renting, and conduct themselves accordingly. Sadly, the world is far from perfect, which makes the obtainment of …
The obtainment of life insurance is something which very few people like to think of. For starters, the subject is inherently morbid and serves as a stark reminder that each person will pass away some day. However, for as dreadful as the notion may be, we will all die at one point or another. In most cases, the death and loss of a loved one can be particularly …
There are many individuals who aspire to do well for themselves by investing in the stock market. However, making the right investments at the proper time is often easier said than done. Stocks and shares can be quite nuanced on many levels. People want to invest and create a new stream of passive income, but without the right knowledge, they are more hesitant to do so. The majority …
As one advances in the world of business and entrepreneurship, there will come a point and time where he or she wishes to begin establishing their own personal brand. By definition, a personal brand is defined as "the practice of people marketing themselves and their careers as brands." In essence, an individual with their own personal brand is making a name for her or herself and setting themselves …
One of the starkest realities regarding the professional world is that people often quit, or resign from, their jobs. This can happen for many reasons; sometimes people have to relocate, move across country, or a new opportunity presents itself. In other scenarios, the employee may be displeased with new management, the workplace environment, protocols, customers, etc. Regardless of the associated reasons, job resignations are simply inevitable parts of …
Millions of individuals have filed for bankruptcy since its inception. This may come as a shock to many people who generally view bankruptcy as a state in which irresponsible individuals find themselves. Although bankruptcy occurs when someone is unable to pay their debts, there are a variety of circumstances and decisions which can bring about this unfortunate situation. According to Investopedia , medical expenses, employment loss, …
Graduating from college can be one of the most exciting milestones in any young person's life. Hard work truly does pay off and depending upon one's chosen occupation, college can open up many doors. However, an awareness of certain financial strategies can particularly come in handy for college graduates. While the aforementioned graduates may have worked part-time jobs during their years of academia, there are still some critical …
When most people hear the term "investing," they generally think of stocks, bonds, or mutual funds. While each of the foregoing elements can be very profitable investments, the best investment that an individual will ever make is in themselves. How does that happen, though? How does someone go about investing in themselves? The preceding questions are very common, however, there are several ways of investing in oneself and …
In this day and age, money management is a critical skill for financial success. A considerable aspect of money management involves knowing where to store one's funds. Although people have traditionally kept their money in banks, more and more people are beginning to question the wisdom of the aforementioned decision. Furthermore, those who are against keeping some or all of their earnings in banks are wondering about the …
Virtually everyone dreads tax season and the inherent complexities which often accompany it. The process of doing one's taxes have become so difficult that many people hire professional accountants or tax specialists to take care of the procedure. However, taxes are somewhat different for self-employed individuals and whether they choose to do their taxes on their own or employ the services of a professional, it is still critical …