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The Facts And Myths To Help You Manage Your Credit Card
Are you aware of the facts and myths associated with settling your mounting
credit card debt
? This does apply to those who struggle with climbing interest rates and late penalty payments on credit cards too. Year after year consumer debt has risen 4.9%, according to financial analysts and this gives pause for concern when it comes down to Canada's financial stability. One of the most prevailing factors …The Best Halloween Party On A Budget
You want to shop within your means, but don't think you can't have a creepy great time for Halloween just because you have to budget! There is no reason to go overboard or break the bank at all. From pumpkin carving parties to costume themed get togethers and on to taking the kids trick or treating: a budget isn't going to spoil the fun, but it will help …
5 Budget Friendly Strategies To Keep You From Incurring Debt
For so many families across
British Columbia
, no matter how much income is earned annually, this simply appears to never be enough. This is a common complaint across the region, and possibly even the world. However, you want to try to avoid incurring debt as much as humanly possible. Incurred debt can feel like a ball and chain weighing you down, crippling you if you let it. …Top 5 Tips For Meeting A Monthly Budget
It's safe to assume that no one likes to hear the word:
budget
, but without one where would you be tomorrow, or next month, or even next year for that matter? Let's face it, unless you're wealthy--tips for meeting a
monthly budget
are highly necessary to keep you financially healthy and on track, don't you think? Also, it's important to keep in mind that not everyone was …8 Easy Steps To Get Started With An Emergency Fund
5 Real Life Reasons Why Canadians Need An Emergency Fund
There is no doubt you've read and heard about the importance of having an
emergency fund
. In today's questionable economy, an emergency fund is more invaluable than ever. You never know when life is going to give you some blows, but they're sure to happen. From your water heater going out, on to your car breaking down--you don't want to be left down and out. But, without …Are You Ready To Retire Or UnRetire?
Is retirement edging ever so closer for you? The facts are rather simple here. Researched case studies and surveys across Canada are finding that there are more Canadians who are ill prepared for retirement and who are on the fence about retiring versus un-retiring. There are some Canadians who would prefer to work as long as they can, which is quite acceptable. More to the point, there is …
Debt Consolidation
In this article, we will look at one of the options you have for getting out of debt . If the collections agencies are knocking on your door and your debt repayments are ruining your budget , a debt consolidation loan can be exactly what you need to get your finances back into order.
Debt …
Avoiding Investment Scams
We have covered credit card fraud before on this blog, and in this article we return to a similar theme. According to the 2012 CSA Investor Index, 27% of Canadians believe that they have been targeted for investment fraud at some point during their lives. Worse still, 4.6% of Canadians believe that they have been the victim of investment fraud. Over half of those affected …
Energy Efficiency
We discussed a few long-term energy saving options in our guide to winter on a budget , but what do you do for the rest of the year? You have options beyond fitting curtains and new insulation. In this article, we’ll look at ways to be more energy efficient in the home, saving you potentially hundreds or even thousands of dollars every year …
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