In many regards, college is viewed as a rite of passage into adulthood. While various individuals maintain different opinions regarding college, its merits, and potential pitfalls, there are certain occupations where a professional degree is absolutely paramount. However, nothing in life comes without a cost. This is especially applicable regarding college; higher education is notorious for its costliness, especially in the United States. Therefore, being financially prepared for …
Pregnancy is often a very exciting time in the lives of soon-to-be-mothers. However, like all things, a degree of preparation is always in order and appropriate. While some employers and places of business do grant their workers paid maternity leave at the appropriate time, this is not the case with all institutions. Therefore, if a woman's company does not pay for her maternity leave, she will inevitably have …
Nobody likes the idea of being laid off from their jobs. Many people not only enjoy their work, but it also allows them to support themselves and any relatives which may also be dependent upon them. If life were perfect, everyone would keep their current positions of employment and never have to worry about layoffs. However, life is far from perfect; job layoffs occur more often than most …
Divorce is a difficult and tragic time in the life of any couple. However, there are times when things happen, irreconcilable differences occur, and the only best recall is divorce. When divorce is the best option, it is very important to follow through on it. Divorces are generally regarded as stressful and draining, although, these pains can be minimized to a certain extent. The proper and thorough financial …
At some point and time in most people's lives, they will be ready to pack up and move. This can happen for a variety of reasons. Sometimes, they may have received a job promotion or relocation. In other cases, a family may be ready for a new beginning or simply want to be closer to relatives. Nevertheless, there are countless motivators which can cause people to move across …
Funerals are known for being not the happiest of events. However, the unfortunate reality is that, at some point, each individual will most likely have to deal with the passing of a relative, friends, or loved one. Therefore, financial planning for the funeral process is so important. Not only does it cut back on stress, but it also eliminates financial burdens or unexpected emergencies which can make the …
Home ownership is a huge step and can be very exciting and nerve-wracking at the same time. Many individuals dream of the day that they will purchase their first home and enjoy all the perks and amenities of doing so. However, in order for the process of purchasing a home to be stress-free and as smooth as possible, it is very important for the soon-to-be homeowners to engage …
As the world of work changes, more and more people are taking steps to go into business for themselves. Sometimes this is done via freelancing, the gig economy, or simply by launching a startup company. However, making the right moves when launching a startup business is absolutely imperative and can be the determining factor in success or failure. One of the biggest and most common mistakes made by …
Marriage is one of the most amazing things that will happen in a person's life. Entering into a union and partnership with the person that you love, cherish, and care for is wonderful. However, like most things in life, entering a marriage requires and involves planning, especially when it comes to finances and money-related matters. Chances are that both people have their own financial histories; when entering into …
Having children is one of the most significant milestones in the life of any adult. In the best case scenarios, knowing that a baby is on the way can be very exciting and even a little nerve-wracking. However, without the proper financial planning, excitement can quickly become stress while nerve-wracking can morph into downright terrifying. This is why financial preparation for the newest member(s) of the family is …