There are many people who take out a payday loan in good faith, with the full intention of paying it back as they should. However, there are just as many who have something happen that prevents them from meeting that obligation. Then there are a few who feel they've been treated rather unfairly due to high fees and other expenditures in regards to the loan. Now, the worst …

We post a lot of material about budgeting and more. There's a lot out there. But, we think this post will really hit that sweet spot. This is literally going to explain what you have to do to feel comfortable and satisfied on a budget . You don't have to cut out every single one of those things you like and then feel miserable. This is one of …

As spring break creeps closer and closer there are more Canadians planning on getting away from it all. It's traditional for most, and this is the time numerous Canadian families plan their vacations. For college students, the break is an alleviation from the chaos of college classes and other stress. For adult Canadians, it is a must needed break from the day to day hum-drum of the 9 …

Planning savings resolutions might strike fear in some Canadian households, but it really can be easier than you think! If you're really going to be successful this time around you have to look at how you've managed years in the past too! Find your mistakes and don't make them again. Pinpoint your weaknesses and do everything you can to avoid them. For example, if you crave dinner out …

Yes, you can pay off your debt faster and smarter! It might feel stifling initially, but with patience and determination you can find a way to stay above water again. Now, the very first thing a smart financial advisor will tell you is you have to create a savvy budget, and you absolutely have to stick to it. If you can't do that you're not going to make …

Cyber Monday is finally here and we thought we would help shoppers out just a bit. The bottom line here is to save money, right? Cyber Monday is right next to Black Friday and it was established so no shoppers would feel left out. Now, you are supposed to be choosy! Don't fall into every deal you see until you compare it. Canadians shouldn't impulse shop just because …

How far can Canadians stretch their money today ? Seriously--how far can that one paycheck take you? Unfortunately it isn't very far for most Canadian families. Economics are definitely upside down across Canada and even more so within the US. The goal is discovering how you can stretch your money without feeling restricted doing so. It might sound difficult, but really--it's not. You have to develop the right …

We would all like to think we are good at managing money, but unfortunately--many of us are not! Good money management is a process, it's not something you are just good at. Now, even if you want to become proactive and become a good money manager, you're going to have to do more than just read a bunch of articles. You have to be willing to take accountability …