Have you really asked yourself why your budget isn't working for you? Now, clearly, you must know that a budget is absolutely critical to have if the goal is to
pay off debt
? You might be running into an issue where your calculated numbers just aren't matching up with what you've been working with. You might be overspending, or you might be forgetting where some money is …
Everyone desires to be financially secure, especially when planning for that retirement. However, for young Canadians, this is often the last thing they are thinking about--at least before they turn 30! This mind-set really needs to change. Every Canadian needs to work towards financial security for their future. This alone alleviates a great deal of the anxiety and stress that comes with being an adult. It's a fact …
Yes, certainly it can be difficult to save large sums of money for many families
all across British Columbia
, but smaller, more realistic goals are achievable. In other words, families shouldn't just throw in the towel and not save money, just because it feels, or appears to be futile. Even small gains can go a long way! Now, yes, it is also true that it is easier …
Don't fall into the statistics that currently show 61% of the workforce in and around
British Columbia
living paycheck to paycheck. If you're curious as to how you would know if you fit into this criteria, let us explain a bit better. Clearly, if you're finding that you're running out of income before your next paycheck rolls in, you're in the above mentioned margin. This can become suffocating, …
If you're a young adult who is going off to college the end of August, it is certainly time to prep on
the values of money
. While college life can be hard, and yes, financially strict, it doesn't have to be depressing, or extremely stringent at all. It's important for parents to explain budgeting and smart spending to their child, no matter how old they might be. …
Every year, Canadians await that glorious tax refund, passionately planning ways to enjoy money they didn't have before. But, what is the wisest way you can take advantage of your tax refund this year? Don't you think you'd be far better off putting your tax refund to work for you and possibly giving you long-term satisfaction, versus that instant gratification you crave? The wisest thing Canadians can do …
Perhaps your daily habits are what are keeping you from reaching
financial security and success
? Have you really thought about it? We would like to share with you 4 habits that millionaires carry out on a consistent basis. Some claim this is what keeps them financially sound and secure--but who knows? What we can say is that if you adopt good, logical financial habits you might find …
That credit score is everything, isn't it? For so many Canadians, it is like a ball and chain, forever holding them back from lower interest rates and better financing opportunities in general. Your
credit score
can keep you from landing a great job. Now, while this doesn't seem fair, it's just how things work in some parts of the world. Within Canada, and
all across British Columbia
--a …
Procrastination is never a good thing, yet so many Canadians do exactly this. You don't have to put off what you can do today! You've heard it before, right? Getting goals in order and debt in balance can help ease a
financial adjustment
for the coming year. While New Years goals and resolutions might make you cringe inside, planning ahead can ensure a happier, healthier and financially sound …
You don't need your budget to be leaky like a faucet, because sooner, rather than later, you'll run dry! The only way to minimize risk like this is to develop a better relationship with your money so that you can save rather than mindlessly spend it. Patching up your finances, where they need it the most can help salvage your financial future and build up a substantial savings …