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Canadian Finances For New Years: What Will Make This Year Successful

wp-content/uploads/2015/12/Money-savings.jpeg Happy Holidays and Happy New Year! Though we haven't entered 2016, it is now time to get ready to prepare for some New Year's resolutions Canadians will stick with! This blog might just be the one to hit home and make a difference in an individual's mapped out goals for the year--you never know! If you're interested in trimming up your budget and making it extremely fit for …

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The Top 10 Habits Of The Self-Made Wealthy

wp-content/uploads/2015/12/Change-your-life.jpeg Have you ever wondered how the rich and powerful ascend to the positions they are in? If you're like most Canadians out here, you might believe many were simply handed that golden ticket and have never had to work for anything they have, but that isn't the case for all the rich and prolific people in Canada, not to mention, elsewhere in the world. Some of these Canadians …

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8 Reasons For Canadians To Stop Spending More Than They Earn

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Spending less than you earn isn't as straight forward as it sounds, unfortunately--at least not for the most part. Many Canadians across British Columbia struggle with things as simple as grocery budgeting, due to rising costs and stagnate wages. Here are the facts. If …

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Are You A First Time Homebuyer: 6 Smart Home Purchase Tips

Here is an interesting fact for you: Research shows that 2 out of every three Canadians are homeowners--now that is amazing isn't it? How'd they do it and how'd Canada become the leader for having more families who are actual homeowners? Do Canadians have different priorities? Not really, they just invest in different ways! wp-content/uploads/2015/11/First-Time-homebuyers.jpg Making that amazing leap from a renter to a home buyer can be a …

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How Much Debt Is Simply Too Much?

wp-content/uploads/2015/10/man-drowning.jpg Are you simply drowning in #debt ? If it's taking more than half of your income to manage your debt you might not be in control of your finances the way you really believe you are. If Canadians are going to learn how to manage debt responsibly they have to educate themselves on how to build and manage a responsible budget. When you carry too much debt on …

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How Can You Have A Financially Responsible Holiday Season?

wp-content/uploads/2015/11/Christmas-Image-budget.png We understand that #financialplanning might not be the priority for many Canadians during the holiday season. In fact, the majority of shoppers spend the highest amounts of money during this time of the year, often overlooking their budget and over spending well beyond their means. This leads to horrible depression following the holiday, but it appears to continue to happen despite one's best efforts. It's important to remember …

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Learn 5 Reliable Ways To Improve Your Credit Score

Keeping your credit report tidy and organized is critical to your financial portfolio. You don't want to sweep financial errors under the rug as you would a dust bunny. Instead, do your very best to pay off debt before it escalates and tarnishes your financial future. wp-content/uploads/2015/10/improving-your-credit-score.jpg Have you been searching for reliable ways to improve your credit score? Today, your credit score is everything. This impacts your ability …

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5 Creative Ways To Save During Holiday Travel

Holiday travel is not only stressful, it is, or can be extremely expensive as well. Whether you're flying from British Columbia or you're driving to meet up with family and friends for the holidays--preplanning can make all the difference to your savings. In other words, timing your travel in a strategic way can help you save big and keep your finances in check at the same time. You …

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Should You Take Advantage Of The CPP Before Retirement?

It's controversial and always has been for every Canadian across British Columbia , but it is a financial consideration that needs due attention as the rules appear to be shifting. This is definitely a very personal choice--and when it comes to taking early CPP; circumstances are always different for individuals. Now, with regard to your pension and those benefits--how and when you take them is entirely up to …

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The Top 5 Ways To Secure Financial Freedom

There are very few Canadians who can forget the recession of 2008 and it has left many, more than concerned about a solid and stable financial future. If you want real financial freedom then you simply have to take a hard look at your finances and spending habits. For the majority of Canadians, what they once considered to have significant value now holds very little. Many have seen …

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