Learning how to go broke is an odd topic, isn't it? Well, we felt it was a smart one too. It's important what NOT TO DO if you don't want to go broke. Too many people today keep making the same financial mistakes over and over again. The same excuses are used. Canadians claim to have no time to budget, and no time or money to purchase software …
Renting that first apartment can be an exciting experience, but dealing with bad credit is a trying one. It is extremely difficult dealing with bad credit when you're looking for an apartment, or home for rent. We will tell you that finding approval for a home rental can vary depending on what part of Canada you're within. If you have strong rental references and a good steady income, …
Stockpiling is a vey common practice, but will it work for you the way you expect? The first tip to start saving money stockpiling on groceries is to only get those things you know you're going to use--it makes sense, right? Within just a few months you can have a nice stockpile of necessities and groceries! There are rules to maintaining your stockpile as well--so the money you …
Lots of money saving advice does require an individual or family to change their lifestyle to be successful. We've talked before that it takes commitment to succeed financially--period. The cost of raising children has certainly increased significantly, approximately 40% today. Even the most
frugal Canadian families
can struggle financially, with the best methods in place. It can be a constant struggle for sure. Remember, there are simple, easy …
This is a big question for Canadian families. If you've been renting and are ready to finally become some form of a homeowner--be it a mobile home, or a traditional one--can your credit hold you back from achieving this dream? For so many it feels unobtainable. We all suffer from financial mistakes, and some of these can really hit our credit hard. It would be nice if credit …
So, you hate your job and want to quit? Are you really ready to do something like this? Don't forget the everyday costs you have! While it is your personal choice to decide when to quit a position, it is also important to realize that decision has to be owned. If this is going to put you in a bad financial situation then you should wait. It's smart …
Low credit score--you had no idea! How did it happen without you even being aware? Look, if you don't pay attention to your financial habits and work to keep your credit rating healthy, it will drop, and you won't be alerted about that either. It's murky waters out there, but you can keep from drowning. Too many Canadians are hit hard with a poor credit score they had …
Time management is critical to Canadian career professionals. For a moment--think about those who work in a professional position all across the globe. Time management is effective for every single one of them. Have you ever heard that phrase:
time poverty
? The mismanagement of your time really can lead you down a road of poverty--a circumstance we'd all like to avoid if possible. The good …
You don't need a job 9 to 5? Now, that is a new one, isn't it? It would be really exciting if it were true--but what if it could be? While we all do need a stable income to pay those routine bills and cover surprise expenses (plus more) there are more credible ways of doing this than just getting a job. Canadians who work overtime are …
Finances can be confusing to many young
Canadians across British Columbia
--and stressful, I know this personally. It is never easy admitting mistakes we might have made in the past, especially when it comes to your money and spending--but it is the only way you can really transform for the better. Now, it is common to make money mistakes in your 20's and 30's, and even sometimes into …