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Budget Friendly DIY Project Gifts For Mothers Day
Mothers Day is almost upon us and it is definitely time to begin planning, but where to start? Most begin with a
financial plan
--which is absolutely fine. You'll find that we are all about staying on a budget here. There are many ways you can celebrate Mothers Day without ruining your monthly savings goals. All of the examples we plan on sharing are sure to turn out …7 Reasons Why Your Budget Isn't Working For You
Have you really asked yourself why your budget isn't working for you? Now, clearly, you must know that a budget is absolutely critical to have if the goal is to
pay off debt
? You might be running into an issue where your calculated numbers just aren't matching up with what you've been working with. You might be overspending, or you might be forgetting where some money is …5 Tips To Help You Manage Sudden Unemployment
The unemployment rate within Canada is still slightly higher than average and joblessness is certainly of high concern. It is quite natural to feel anger and resentment when one is suddenly faced with a layoff. Unemployment is a scary thing. For many Canadian families, a job loss can mean financial disaster, and many are living paycheque to paycheque right now. There is good news though. There are many …Discover How You Can Budget On A Low Income
Even if your income isn't where you expect it to be, you can still manage a practical budget with the right mindset. Lower income isn't the end of the world, and you can advance from your current financial position too, just as you can in your career. It can be a strain to try and manipulate your funds to get through the month when you're living on very …5 Ways You're Spending Too Much On Food
You hear it everywhere you go, "groceries are so expensive," but have you considered the problem might lie within your own spending habits? Just what are you spending your money on? How many times have you arrived home, putting groceries away, only to then look at your cupboards and refrigerator and silently wonder where it all went? Do you think there are ways you could cut back and …Tax Rules Are Changing In 2016: Are You Ready?
There is no doubt about it, tax rules are definitely mixing things up for Canadians all across the board. If you aren't familiar with what some of these changes are, and what you can expect, then this blog just might help you relax a bit, as long as you're not an Albertan making over $300,000 a year! That's right, for those in this income bracket, you'll be paying …Small Changes That Bring Big Budget Savings
You don't have to make a gigantic lifestyle change to see improvements in your budget, not at all. However, many Canadians
across British Columbia
believe it takes this just to see slight improvements. While you can make some extra income selling items you don't use any longer, or taking on an extra job, there are definitely more reliable ways to make positive gains to a budget. Of course, …5 Pain-Free Ways You Can Save Money In 2016
Yes, certainly it can be difficult to save large sums of money for many families
all across British Columbia
, but smaller, more realistic goals are achievable. In other words, families shouldn't just throw in the towel and not save money, just because it feels, or appears to be futile. Even small gains can go a long way! Now, yes, it is also true that it is easier …Ready To STOP Living Paycheck To Paycheck?
Don't fall into the statistics that currently show 61% of the workforce in and around
British Columbia
living paycheck to paycheck. If you're curious as to how you would know if you fit into this criteria, let us explain a bit better. Clearly, if you're finding that you're running out of income before your next paycheck rolls in, you're in the above mentioned margin. This can become suffocating, …5 Clever Ways You Can Save BIG On Valentines Day
Valentines Day: it's one of the most commercialized holidays out of the year, next to Christmas. There is no doubt that this particular day can take a toll on an individuals wallet, but why? Through the years, Cupid has appeared to present the idea that the only way for lovers to express love and care for one another is through spending that
hard earned money
, but how …Recent Posts
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