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7 Tips to Avoid These Costly Credit Card Mistakes

Credit cards can be friend or foe to your wallet or pocketbook, it all depends on how you utilize them and of course, manage them. So, what can you do to make certain you aren't accidentally engaging in improper credit card habits? There are ways to avoid all of those spine crushing fees--specifically if you start making your monthly payment on time. And if you pay more than …

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Learn 10 Exclusive Money Habits To Improve Your Financial Portfolio

Are you being your own best adviser? If you are then you have to be one of many proactive Canadians asking yourself just what your doing on a daily basis to help your income become larger ? Also, you might be dedicated on researching ways to gain higher interest on your savings at your bank. Developing some new money habits is important when you are attempting to transform …

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Discover Tips To Improve Your Finances In As Little As A Day

Yes, you can improve your finances in as little as a day when you apply the right strategies, but it all starts with YOU! If you take a little bit of time everyday to go over your finances and plan you'll begin to make progress. It might involve removing debt a little bit at a time or it might involve making progress toward a future goal. In just …

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4 Reasons Why Good Credit Really Does Matter

Good credit really does matter, whether Canadians (or anyone) like it or not. It's imperative to try and keep your credit report clean and maintain a decent score. It impacts everything in life. While it is quite understandable to be knocked around every once in awhile, the goal should be to get back on track as soon as possible. You want to do your very best to save …

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4 Everyday Ways to Save When You Buy Online and in Real Time

Who isn't looking for everyday ways to save? Canadians certainly are, but honestly, it doesn't matter where you live in the world. If you go online you will find everyday ways to save quite easily. This goes beyond traditional coupon clipping too. When you have a budget goal but you still would like the opportunity to splurge you can. It only takes a little bit of wit, discovering …

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10 Ideas For Living a Satisfying Life on a Modest Budget

A modest budget doesn't mean you can't live a full and happy life, engaging in all of the activities you enjoy. The problem is that people have become to dependent on money for life satisfaction. It's been said many times over that money doesn't equate happiness. If you are making a modest income but you can easily pay your bills and still have a tidy amount of funds …

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What to Do If You're Having Problems Paying a Payday Loan Back

There are many people who take out a payday loan in good faith, with the full intention of paying it back as they should. However, there are just as many who have something happen that prevents them from meeting that obligation. Then there are a few who feel they've been treated rather unfairly due to high fees and other expenditures in regards to the loan. Now, the worst …

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Where Should You Really Cut Back on Your Budget?

We post a lot of material about budgeting and more. There's a lot out there. But, we think this post will really hit that sweet spot. This is literally going to explain what you have to do to feel comfortable and satisfied on a budget . You don't have to cut out every single one of those things you like and then feel miserable. This is one of …

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Canadian Spring Break Budgeting Tips

As spring break creeps closer and closer there are more Canadians planning on getting away from it all. It's traditional for most, and this is the time numerous Canadian families plan their vacations. For college students, the break is an alleviation from the chaos of college classes and other stress. For adult Canadians, it is a must needed break from the day to day hum-drum of the 9 …

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Talking to Bill Collectors: What Can You Do?

Too many Canadians run from their debt and try to bury their head in the sand. It's not because they are losers--it's simply because they just don't know what to do. They think by not communicating and not answering those letters the debt will somehow just disappear, but that isn't going to happen. One of the worst things that a debtor can do when a debt collector calls …

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