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Programs to Tranform Housing Costs For Canadian Families Today

Canadians spend more than 40% of their monthly income on housing, which is extraordinary. However, this dilemma is occurring all across the United States as well. Because of the stagnation in wages, but the increases in housing and other living costs--Canadians are struggling to stay above water. Some Canadians can only dream of becoming a homeowner. Canadians who do manage to acquire a home struggle from month to …

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Are You A Poor Money Manager?

We would all like to think we are good at managing money, but unfortunately--many of us are not! Good money management is a process, it's not something you are just good at. Now, even if you want to become proactive and become a good money manager, you're going to have to do more than just read a bunch of articles. You have to be willing to take accountability …

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How To Go Broke

wp-content/uploads/2016/10/65457854.jpg Learning how to go broke is an odd topic, isn't it? Well, we felt it was a smart one too. It's important what NOT TO DO if you don't want to go broke. Too many people today keep making the same financial mistakes over and over again. The same excuses are used. Canadians claim to have no time to budget, and no time or money to purchase software …

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7 Ways You Can Rent Even With Bad Credit

wp-content/uploads/2016/10/ForRent_PeterDazeley_PhotographersChoice-56a1de995f9b58b7d0c3ff0d.jpg Renting that first apartment can be an exciting experience, but dealing with bad credit is a trying one. It is extremely difficult dealing with bad credit when you're looking for an apartment, or home for rent. We will tell you that finding approval for a home rental can vary depending on what part of Canada you're within. If you have strong rental references and a good steady income, …

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Stockpiling Food Can Save Canadian Families on Groceries

wp-content/uploads/2016/10/mcns-bargain-buggyjpg-9d0cf213dd3d5a5b.jpg Stockpiling is a vey common practice, but will it work for you the way you expect? The first tip to start saving money stockpiling on groceries is to only get those things you know you're going to use--it makes sense, right? Within just a few months you can have a nice stockpile of necessities and groceries! There are rules to maintaining your stockpile as well--so the money you …

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Life Saving Tips For Canadian Families Today

wp-content/uploads/2016/09/big-life-changes.jpg Lots of money saving advice does require an individual or family to change their lifestyle to be successful. We've talked before that it takes commitment to succeed financially--period. The cost of raising children has certainly increased significantly, approximately 40% today. Even the most frugal Canadian families can struggle financially, with the best methods in place. It can be a constant struggle for sure. Remember, there are simple, easy …

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Can You Afford A Mobile Home With Bad Credit?

wp-content/uploads/2016/09/mobile-home.jpg This is a big question for Canadian families. If you've been renting and are ready to finally become some form of a homeowner--be it a mobile home, or a traditional one--can your credit hold you back from achieving this dream? For so many it feels unobtainable. We all suffer from financial mistakes, and some of these can really hit our credit hard. It would be nice if credit …

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Financial Secrets Every Job Quitter Should Know

So, you hate your job and want to quit? Are you really ready to do something like this? Don't forget the everyday costs you have! While it is your personal choice to decide when to quit a position, it is also important to realize that decision has to be owned. If this is going to put you in a bad financial situation then you should wait. It's smart …

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Learn How Leaders Maintain Their Composure and Remain Secure

wp-content/uploads/2016/09/business-negotiation-tips.jpg Life is demanding and stressful. For many Canadian families there is constant worry or some form of anxiety lurking. Sometimes it comes from simply feeling like you’re trying to do it all. And sometimes life is just difficult period. Natural leaders have discovered ways to manage stress and maintain their composure in order to stay ahead of the game. Canadian professionals who can learn how to overcome personal …

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How Can You Change That Low Credit Score?

wp-content/uploads/2016/08/what-is-the-best-credit-score-612x281.jpg Low credit score--you had no idea! How did it happen without you even being aware? Look, if you don't pay attention to your financial habits and work to keep your credit rating healthy, it will drop, and you won't be alerted about that either. It's murky waters out there, but you can keep from drowning. Too many Canadians are hit hard with a poor credit score they had …

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