Blog

It would be amazing if we could pay for everything we want and need with cash, right? We could avoid credit disputes and poor decision making. Unfortunately, we can't always pay with cash. But, when you have poor credit this makes things far worse. When you're short on cash, and have poor credit you're placed into a burdening financial dilemma, because you have nothing you can lean on …

Canadians don't always have to turn to a costly personal loan to overcome financial hardship. There are options available to them. These more affordable choices will protect credit and actually assist with building a better credit history. Before ever applying for any type of loan, the borrower should weigh the reasons as to why they need it. Depending upon the reason, or the need--there might be far better …

The day of lovers--that's what Valentines Day is all about. But those constant, influx of commercials can make some Canadian couples feel uneasy and filled with anxiety. If the idea of this holiday looming scares you, there's no need for it too. No one ever said you had to spend a fortune to express your love. That's a sad myth. It's the thought that counts, believe it or …

Planning savings resolutions might strike fear in some Canadian households, but it really can be easier than you think! If you're really going to be successful this time around you have to look at how you've managed years in the past too! Find your mistakes and don't make them again. Pinpoint your weaknesses and do everything you can to avoid them. For example, if you crave dinner out …

Yes, you can pay off your debt faster and smarter! It might feel stifling initially, but with patience and determination you can find a way to stay above water again. Now, the very first thing a smart financial advisor will tell you is you have to create a savvy budget, and you absolutely have to stick to it. If you can't do that you're not going to make …

Cyber Monday is finally here and we thought we would help shoppers out just a bit. The bottom line here is to save money, right? Cyber Monday is right next to Black Friday and it was established so no shoppers would feel left out. Now, you are supposed to be choosy! Don't fall into every deal you see until you compare it. Canadians shouldn't impulse shop just because …

Preparing your small business for the holidays is of critical importance! It's not something a small business owner should procrastinate about,and there are definitely reliable steps to ensuring everything falls into its rightful order. Any small retailer should want to hear the "cha-ching" of their cash register, so planning for upcoming holiday sales will definitely help. The right software can help small business owners properly plan and prepare …

How far can Canadians stretch their money today ? Seriously--how far can that one paycheck take you? Unfortunately it isn't very far for most Canadian families. Economics are definitely upside down across Canada and even more so within the US. The goal is discovering how you can stretch your money without feeling restricted doing so. It might sound difficult, but really--it's not. You have to develop the right …